Factors that Affect your Credit Score

What is a credit score? Credit scores are based on the information in your credit bureau record. The majority of Credit Scores are between 350 and 850. With a high score, you have a good chance of getting the credit and loan(s) you want. High credit scores are likely to get the very best credit…

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Authorized User

Business reports for business screening

Authorized User Did you know that if you are an authorized user on someone else’s credit card it will display on YOUR credit report? If the primary card holder isn’t paying their bill, this will affect your credit score and report. If used responsibly, it can be a way to boost both people’s credit. For…

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Moving around too much

Did you know that moving from place to place will lower your credit score quite a bit. It is advised to use a permanent address when applying for credit if possible.

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