SAFESCAN:
(SSN ISSUED -93)
Optional fraud system. Year and State of residence when Social
Security number was issued.
SINCE:
(SINCE 03/10/73)
Date File Was Established
FAD:
(FAD 01/31/94 )
Date of Last Activity on File
FN:
(FN-238)
FILE NUMBER For Equifax Iternal Use Only
CONSUMER REFERRAL MESSAGE:
(EQUIFAX CREDIT INFORMATION SERVICES)
This is the address and phone number of the Reporting Bureau.
It is Provided to Assist You and the Consumer in the Event of
Adverse Action.
IDENTIFICATION:
(CONSUMER,JOHN,Q,JR,JANE)
Subject & Spouse Name
Current Address, Telephone Numbers, Origin & Date Added to
File
Former Address
Second Former Address
Also Known As
Birth Date, SSN Subject, SSN Verified - Yes (Y) or No (N)
EMPLOYMENT:
(01 ES-ENGINEER,LOCKHEED,ATLANTA,GA,EMP 06/87,VER 03/92)
ES--(Employment Subject) Position, Firm, Location, Date
Employed, Date Verified
EF--(Employment Former) Position, Firm, Location, Date Left
E2--(Employment Second Former)
SUMMARY OF FILES ITEMS:
(*SUM-04/73-01/94,PR/0I-YES,COLL-YES,FB-NO,
ACCTS:10,HC$450-87595, 6-ONES, 1-TWO, 1-THREE, 1-FIVE,
1-OTHER, HIST DEL- 1-TWO, 2-THREES, 1-FOUR.)
04/73--Oldest Opening Date of Trade
01/94--Newest Reporting Date of Trade
PR/OI--YES--File Has Public Record
COLL--YES--File Has Collection Items
FB--NO--When File Contains No Information from Credit
Reporting Companies Not Affiliated with Equifax
ACCTS:10--File Contains 10 Tradelines HC-HIGH CREDIT
Range $450-87,595
6--ONES--Six Trades in File Coded 1
1--TWO--One Trade in File Coded 2
1--THREE--One Trade in File Coded 3
1--FIVE--One Trade in File Coded 5
1--OTHER--One Trade with No Code
HIST DEL--(Historical Delinquency) Reflects the Number of
Tradelines with the Highest Delinquency Rating in Either the
Max/Del or 24 Month History
INQUIRY ALERT:
(INQUIRY ALERT - SUBJECT SHOWS 3 INQUIRIES SINCE 11/93)
Alert Appears if Three or More Inquiries Occurred Past 90
Days.
PUBLIC RECORDS OR OTHER INFORMATION:
(****** PUBLIC RECORDS OR OTHER INFORMATION ******)
BKRPT (Bankruptcy) Date Filed, Court Number, Case Number,
Liabilities, Assets, Exempt Amount, Filer, Type,
Intent--Chapter Number
ST JD--(Satisfied Judgment) Date Filed, Court Number, Amount,
Defendant, Case Number, Plantiff, Date Verified, Status, Date
Satisfied
COLLECTION ITEMS:
(****** COLLECTION ITEMS ******)
LIST--Date Assigned to Collection Agency
RPTD--Date Reported
AMT--Total Amount of Collection
BAL--Balance as of Date Rpted.
DLA--Date of Last Activity (Payment to Client)
ECOA--Equal Credit Opportunity Act Designator
AGENCY--Collection Agency Member Number
CLIENT--Customer the Agency Represents
STATUS--Last Activity Reported
SERIAL--Account Serial Number
OTHER:
(WACH IL)
Accounts Not Reflecting Rating Type (Revolving, Open,
Installments).
INQUIRIES:
(INQS-)
Member Name, Number and Date Inquired. Two Years of Inquiry
History Shown.
TRADE:
First Line:
Firm /ID CODE-Name and Member Number of
Reporting Company
(FIRM / IDENT CODE)
*-Trade Information from Automated Tape Supplier
TYPE OF ACCOUNT
(CS)
R=Revolving Account
O=Open Account (30,60,or 90 days)
I=Installment Account
| |
CS-Current Status of Account |
| Code |
Description |
| 0 |
Too New to Rate; Approved But Not Used |
| 1 |
Paid As Agreed; Satisfactory; Current |
| 2 |
Pays 31-60 Days; Not More Than 2 Payments Past Due |
| 3 |
Pays 61-90 Days; Not More Than 3 Payments Past Due |
| 4 |
Pays 91-120 Days; Not More Than 4 Payments Past Due |
| 5 |
Pays Over 120 Days; Not More Than 5 or More Payments
Past Due |
| 7 |
Making Regular Payments Or Paid Under Wage Earner
Plan Or Similar Arrangements |
| 8 |
Repossession |
| 9 |
Charged Off To Bad Debt |
RPTD--Date Account Was Reported
LIMIT--Credit Limit
HICR--High Credit
BAL$--Balance Owed as of Reporting Date
DLA--Date of Last Activity on the Account
MR--Months Reviewed
(30 60 90+)--Number of Times Account was 30,
60, or 90+ Days Late
MAX/DEL--Most Recent, Highest Delinquency
Before the 24 Month History
Second Line
| |
ECOA CODES |
| Code |
Description |
| U |
Undesignated |
| I |
Individual |
| A |
Authorized User |
| J |
Joint |
| C |
Co-Maker |
| B |
On Behalf Of |
| M |
Maker |
| T |
Association With Account Terminated |
| S |
Shared |
ACCOUNT NUMBER
OPND--Date Account Was Opened with
Reporting Company
P/D--Past Due Amount as of Reporting Date
TERM--Monthly Repayment Amount or Number of
Months or Years
24 MONTH HISTORY
Rate History for 24 Months Prior to Current Status, Slash(/)
Separates Two 12 Month Periods. (Read from Left to Right)*=No
Delinquency Reported This Month.
NOTE:
Accounts Grouped by Revolving, Open, and Installment. Within
Each Group, Trades Sorted by Most Recent Date Reported. Totals
Calculated for Limit, High Credit, Balance, Past Due and Terms
within Each Group.
GRAND TOTAL:
Grant Total for Limit, High Credit, Balance, Past Due and
Terms.
SAFESCANNED:
This File Was Accessed by a Customer Using the Equifax Credit
SAFESCAN Service, an Equifax Fraud Protection Service.
DATE FILE WAS ACCESSED:
(01/31/94)
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